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Prema povjerljivim informacijama o raspravama koje se trenutačno vode u nekim od najvećih hrvatskih banaka, hrvatski deponenti uskoro mogu očekivati značajno povećanje kamata. To će hrvatskim bankama biti veliki izazov, ali čim jedna krene s dizanjem kamata na depozite, druge će morati odgovoriti. Ono što je sada otvoreno polje diskusije za hrvatske bankare – koji su na teži način naučili zašto nije bilo mudro dizati dobit odgađanjem dizanja kamata na depozite uz istovremeno dizanje kamata ne kredite – jest koliko dignuti pojedine kamate. Naime, s obzirom na aktualnu inverziju krivulje prinosa na depozite moglo bi se dogoditi da se kratkoročne kamate (6-12 mjeseci) podignu više nego one dugoročne, donosi Jutarnji list

Treba naglasiti kako i u Europi, pa tako i u Hrvatskoj, čak i relativno ugledni kolumnisti, analitičari i raznorazni komentatori društvenih zbivanja lako nasjedaju na primamljivu ideju otimanja bahatim bankama. Tako se jedan od takvih kolumnista u Jutarnjem listu referirao na raniju i neusporedivo pedantniju analizu koja je objasnila da se neto kamatni prihodi ne mogu olako proglasiti ekstraprofitima koje države "pravedno" moraju oduzimati te zašto je bolji put nakon duže od desetljeća normalizirati stanje u bankarstvu kroz dizanje kamata na depozite. Zaključak takvih analitičar jest krajnje destruktivan: sustav bankarstva ne funkcionira, on je truo i zato ga treba srušiti te postaviti novi. Takve analize također su čisti populizam jer ne nude nikakvo novo rješenje nego teže nekoj vrsti društvenog prevrata, ali zapravo nemaju sliku rješenja. Takav način populističko-prevratnički otvara prolaz prema potpunoj anihilaciji financijskog sustava kroz još jedan neodgovoran eksperiment.

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Prema povjerljivim informacijama o raspravama koje se trenutačno vode u nekim od najvećih hrvatskih banaka, hrvatski deponenti uskoro mogu očekivati značajno povećanje kamata. To će hrvatskim bankama biti veliki izazov, ali čim jedna krene s dizanjem kamata na depozite, druge će morati odgovoriti. Ono što je sada otvoreno polje diskusije za hrvatske bankare – koji su na teži način naučili zašto nije bilo mudro dizati dobit odgađanjem dizanja kamata na depozite uz istovremeno dizanje kamata ne kredite – jest koliko dignuti pojedine kamate. Naime, s obzirom na aktualnu inverziju krivulje prinosa na depozite moglo bi se dogoditi da se kratkoročne kamate (6-12 mjeseci) podignu više nego one dugoročne, donosi Jutarnji list

Treba naglasiti kako i u Europi, pa tako i u Hrvatskoj, čak i relativno ugledni kolumnisti, analitičari i raznorazni komentatori društvenih zbivanja lako nasjedaju na primamljivu ideju otimanja bahatim bankama. Tako se jedan od takvih kolumnista u Jutarnjem listu referirao na raniju i neusporedivo pedantniju analizu koja je objasnila da se neto kamatni prihodi ne mogu olako proglasiti ekstraprofitima koje države "pravedno" moraju oduzimati te zašto je bolji put nakon duže od desetljeća normalizirati stanje u bankarstvu kroz dizanje kamata na depozite. Zaključak takvih analitičar jest krajnje destruktivan: sustav bankarstva ne funkcionira, on je truo i zato ga treba srušiti te postaviti novi. Takve analize također su čisti populizam jer ne nude nikakvo novo rješenje nego teže nekoj vrsti društvenog prevrata, ali zapravo nemaju sliku rješenja. Takav način populističko-prevratnički otvara prolaz prema potpunoj anihilaciji financijskog sustava kroz još jedan neodgovoran eksperiment.

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Turizam i gospodarstvoJUTARNJI DOZNAJE

Procurile povjerljive informacije: Hrvatske banke donose odluku koja će oduševiti mnoge!

Piše Gojko Drljača
16. kolovoza 2023. - 12:02
&lt;p&gt;Ilustracija&lt;/p&gt;
Ilustracija

Prema povjerljivim informacijama o raspravama koje se trenutačno vode u nekim od najvećih hrvatskih banaka, hrvatski deponenti uskoro mogu očekivati značajno povećanje kamata. To će hrvatskim bankama biti veliki izazov, ali čim jedna krene s dizanjem kamata na depozite, druge će morati odgovoriti. Ono što je sada otvoreno polje diskusije za hrvatske bankare – koji su na teži način naučili zašto nije bilo mudro dizati dobit odgađanjem dizanja kamata na depozite uz istovremeno dizanje kamata ne kredite – jest koliko dignuti pojedine kamate. Naime, s obzirom na aktualnu inverziju krivulje prinosa na depozite moglo bi se dogoditi da se kratkoročne kamate (6-12 mjeseci) podignu više nego one dugoročne, donosi Jutarnji list

Treba naglasiti kako i u Europi, pa tako i u Hrvatskoj, čak i relativno ugledni kolumnisti, analitičari i raznorazni komentatori društvenih zbivanja lako nasjedaju na primamljivu ideju otimanja bahatim bankama. Tako se jedan od takvih kolumnista u Jutarnjem listu referirao na raniju i neusporedivo pedantniju analizu koja je objasnila da se neto kamatni prihodi ne mogu olako proglasiti ekstraprofitima koje države "pravedno" moraju oduzimati te zašto je bolji put nakon duže od desetljeća normalizirati stanje u bankarstvu kroz dizanje kamata na depozite. Zaključak takvih analitičar jest krajnje destruktivan: sustav bankarstva ne funkcionira, on je truo i zato ga treba srušiti te postaviti novi. Takve analize također su čisti populizam jer ne nude nikakvo novo rješenje nego teže nekoj vrsti društvenog prevrata, ali zapravo nemaju sliku rješenja. Takav način populističko-prevratnički otvara prolaz prema potpunoj anihilaciji financijskog sustava kroz još jedan neodgovoran eksperiment.

#BANKE#KAMATE#DEPOZITI U BANKAMA
13. svibanj 2024 02:53